Term |
APY |
DIV |
6 Month Certificate |
3.35% |
3.30% |
12 Month Certificate |
3.30% |
3.25% |
15 Month Certificate |
3.25% |
3.20% |
18 Month Certificate |
3.00% |
2.96% |
24 Month Certificate |
3.00% |
2.96% |
36 Month Certificate |
2.75% |
2.72% |
48 Month Certificate |
2.75% |
2.72% |
60 Month Certificate |
2.75% |
2.72% |
Regular Share Savings |
0.50%* |
0.50%* |
Savings and Loan Rates & Terms are subject to change without notice.
Call (256) 383-6551 for current rates.
Call (256) 383-6551 for current rates.
Savings Rates
* This is the rate paid last quarter on the "Regular Shares".
The rate for this quarter has not been determined.
APY (Annual Percentage Yield) DIV (Dividend Rate)
The rate for this quarter has not been determined.
APY (Annual Percentage Yield) DIV (Dividend Rate)
Loan Rates
Annual Percentage Rate (APR)
Annual Percentage Rate (APR)
New Vehicles |
5 Years 6 Years 7 Years |
6.90% 7.20% 7.50% |
100% of Purchase Price/Book Value |
2022 & Newer Vehicles (Used) |
5 Years 6 Years 7 Years |
6.90% 7.20% 7.50% |
90% of Book Value |
2019 - 2021 Used Vehicles |
5 Years 6 Years 7 Years |
7.00% 7.35% 8.40% |
90% of Book Value |
2018 & Older Vehicles |
4 Years 5 Years |
7.15% 7.65% |
90% of Book Value |
New Boats, Motor-Cycles, Recreational |
5 Years 6 Years 7 Years |
7.25% 7.55% 7.95% |
100% of Purchase Price / Book Value (whichever is less) |
Used Boats, Motor-Cycles, Recreational |
5 Years 6 Years |
7.50% 7.95% |
90% of Book Value |
New Motor Homes |
7 Years |
9.00% |
90% of purchase price |
Used Motor Homes |
7 years |
9.50% |
80% of Book Value |
New Farm Equipment |
5 Years |
8.15% |
100% of Purchase Price / Book Value (whichever is less) |
Used Farm Equipment |
5 Years |
8.65% |
80% of Book Value |
Personal Loans |
up to 3 years |
14.00% |
- |
Share & Certificate Secured (Fixed Rate) |
3 Years |
- |
3.10% Above "DIV" Rate |
Share & Certificate Secured (Variable Rate) |
3 Years |
- |
3.00% Above "DIV" Rate |
| loan_application_front.pdf |
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