Rates
Electrical Workers 558 Federal Credit Union
Term
|
APY
|
DIV
|
Six Month Certificate
|
1.50%
|
1.49%
|
One Year Certificate
|
1.55%
|
1.54%
|
Two Year Certificate
|
2.00%
|
1.98%
|
Five Year Certificate
|
2.80%
|
2.76%
|
Regular Shares
|
1.0%*
|
1.0*
|
|
New Cars & Trucks
|
5 Years 6 Years
|
4.80% 5.30%
|
100% of Purchase Price
|
Used Cars & Trucks 2006 and Newer
|
5 Years 6 Years
|
4.80% 5.30%
|
90% of Book Value
|
New Boats, Motor-Cycles, Recreational
|
5 Years
|
4.80%
|
100% of Purchase Price
|
Used Boats, Motor-Cycles, Recreational
|
5 Years
|
6.00%
|
90% of Book Value
|
Used Cars & Trucks 1999 - 2005
|
4 Years
|
6.00%
|
90% of Book Value
|
Used Cars & Trucks 1998 and Older
|
3 Years
|
10.5%
|
90% of Book Value
|
|
New Farm Equipment
|
5 Years
|
7.25%
|
100% of Purchase Price
|
Used Farm Equipment
|
5 Years
|
7.75%
|
80% of Book Value
|
Personal Loans Less than $1,000
|
1.5 Years
|
16.0%
|
|
Personal Loans More than $1,000
|
3 Years
|
14.0%
|
|
Share & Certificate Secured Fixed Rate
|
< 3 Years
|
|
3% Above Div Rate
|
Share Secured Variable Rate
|
> 3 Years
|
|
3.1% Above Div Rate
|
|
Loan Calculator is for estimates only!
|
Rates and terms are subject to change without notice. Call (256) 383-6551 to confirm rates!
|
Substantial penalty for early withdrawal on certificates!
Home Equity Lines of Credit Call for current rates!
|