Rates
Electrical Workers 558 Federal Credit Union
Savings Rates
Term
 APY
 DIV
Six Month Certificate
 0.40%
 0.40%
One Year Certificate
 0.45%
 0.45%
Two Year Certificate
 0.95%
 0.95%
Five Year Certificate
 1.71%
 1.70%
Regular Shares
 0.50%*
 0.50*
Loan Rates
2011 & Newer Cars & Trucks
 5 Years
6 Years
 3.45%
3.95%
 100% of Purchase Price
Used Cars & Trucks 2008 - 2010
 5 Years
6 Years
 4.00%
4.79%
 90% of Book Value
New Boats, Motor-Cycles, Recreational
 5 Years
 4.50%
 100% of Purchase Price
Used Boats, Motor-Cycles, Recreational
 5 Years
 6.00%
 90% of Book Value
Used Cars & Trucks 2001 - 2007
 4 Years
 6.00%
 90% of Book Value
Used Cars & Trucks 2000 and Older
 3 Years
 10.5%
 90% of Book Value
New Farm Equipment
 5 Years
 7.25%
 100% of Purchase Price
Used Farm Equipment
 5 Years
 7.75%
 80% of Book Value
Personal Loans Less than $1,000
 1.5 Years
 16.0%
  
Personal Loans More than $1,000
 3 Years
 14.0%
  
Share & Certificate Secured Fixed Rate
 < 3 Years
   3.1% Above Div Rate
Share Secured Variable Rate
 > 3 Years
   3% Above Div Rate
Loan Calculator
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Loan Calculator is for estimates only!
Rates and terms are subject to change
without notice. Call (256) 383-6551
to confirm rates!
For a limited time we are waiving the early  
withdrawal penalty on existing share certificates!
Home Equity Lines of Credit
Call for current rates!
* This is the rate paid last quarter on the "Regular Shares". The
rate for this quarter has not been determined.